The commission and closing cost discount applies to residential or commercial properties that are purchased, leased or sold. You must register in advance through Howard Hanna Smythe Cramer's Relocation & Business Develpment Department. You are required to use the services of a Howard Hanna Smythe Cramer Realtor. All other discounts and services must be coordinated through Howard Hanna Smythe Cramer Real Estate Services.